Debt Help

Intro Debt Advice Debt Management IVA's Trust Deeds

All debt help is provided by our sister company Consumer Debt Solutions Ltd which is licensed under the Consumer Credit Act 1974 - License No. 628265

We understand that many people are finding it difficult in these times of economic uncertainty. We will work with you to identify the most suitable process for managing your debts and identify how much you can afford to pay each month.

Lenders can sometimes have difficulty in listening to people's problems and acknowledging them. Instead they insist on chasing payment in full each month, hiking up interest rates, adding late payment charges and hitting you with a barrage of letters and phone calls.

If you have a steady income stream but not enough to meet the demands of your lenders then we can help. Lenders have a duty to respond and if you can not make your monthly payments to them comfortably they should acknowledge it.

The first thing you need to do is get in touch! By speaking to one of our specialist advisors we can;

  • Work through a process with you to identify how much you owe
  • Identify why you struggle with your monthly payments
  • Work out how much you can afford to pay
  • Compile a list of all creditors
  • Guide you to the most suitable solution to your debt problems

In most cases we may be able to;

  • Freeze interest
  • Stop late payments charges
  • Write off the debt you can't afford to repay
  • Override County Court Judgments

Based on the above we will contact all creditors on your behalf and enter into negotiations. Whether you require an informal and temporary arrangement or a solid agreement with creditors to clear your debts we will arrange it for you.

Our debt solutions include Debt Management, IVA's, and Scottish Trust Deeds (only in Scotland). By working with you we will identify which plan is most suitable for you and literally do everything for you to help set it up.

You will make one payment to us each month and in return we will issue you with a statement showing payments that are made to your creditors and what your new balance is with them.

All you need to do is get in touch and then maintain your monthly payments!

BulletpointsPay one affordable monthly amount without borrowing more money

BulletpointsWrite off the debt you can't afford to repay

BulletpointsFreeze interest and late payment charges

BulletpointsStop threatening letters and phone calls

BulletpointsOne point of contact for all unsecured debts

How much money could you be entitled to?
Apply for Debt Help





Congratulations on taking the first step to regaining control of your debts!

Based on the information provided one of our team will contact you shortly to review your circumstances further and discuss the next step in tailoring your own debt solution. It will help if you have details of exactly who you owe, approximately how much you owe them, how much they expect you to pay and how much income you have each month.

The more information you can give us during this phone call the quicker we can help you resolve your debt issues!