Debt Help

Intro Debt Advice Debt Management IVA's Trust Deeds

Trust Deeds only apply in Scotland. The process is very similar to that of an IVA process in England and Wales and is an alternative to bankruptcy.

Trust Deeds usually last for 3 years and is a formal arrangement with your creditors to pay only what you can afford in that time. At the end of the 3 year period the remaining balances can be written off or it will be protected through equity in your property and assets.

There is no minimum level of debt required before entering into a Trust Deed and there is no minimum requirement for monthly payments.

If the Trust Deed becomes protected you will be required to transfer your property and assets to be administered to creditors as payment.

Pay one affordable monthly amount without borrowing more money

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Write off the debt you can't afford to repay

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Freeze interest and late payment charges

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Stop threatening letters and phone calls

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One point of contact for all unsecured debts

How much money could you be entitled to?

Apply for Debt Help

Title

First Name *
Surname *

Address Line 1 *
Address Line 2

Town / City *
County

Postcode *
Landline no. *

Mobile no. *
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Debt Level

Number of loans, credit cards and other debts

How many different lenders?

Do any of your debts include PPI (Payment Protection Insurance)>

Are you already entered into an IVA, Debt Managements Plan, Trust Deed or Bankruptcy?

What is your current employment status?

Do you require:

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Additional Notes

Tick here to agree to our Terms & Conditions. By ticking the terms you agree to be contacted by us and specialist third parties.

Congratulations on taking the first step to regaining control of your debts!

Based on the information provided one of our team will contact you shortly to review your circumstances further and discuss the next step in tailoring your own debt solution. It will help if you have details of exactly who you owe, approximately how much you owe them, how much they expect you to pay and how much income you have each month.

The more information you can give us during this phone call the quicker we can help you resolve your debt issues!