Debt Help
Intro Debt Advice Debt Management IVA's Trust DeedsWe understand that many people are finding it difficult in these times of economic uncertainty. We will work with you to identify the most suitable process for managing your debts and identify how much you can afford to pay each month.
Lenders can sometimes have difficulty in listening to people's problems and acknowledging them. Instead they insist on chasing payment in full each month, hiking up interest rates, adding late payment charges and hitting you with a barrage of letters and phone calls.
If you have a steady income stream but not enough to meet the demands of your lenders then we can help. Lenders have a duty to respond and if you can not make your monthly payments to them comfortably they should acknowledge it.
The first thing you need to do is get in touch! By speaking to one of our specialist advisors we can;
- Work through a process with you to identify how much you owe
- Identify why you struggle with your monthly payments
- Work out how much you can afford to pay
- Compile a list of all creditors
- Guide you to the most suitable solution to your debt problems
In most cases we may be able to;
- Freeze interest
- Stop late payments charges
- Write off the debt you can't afford to repay
- Override County Court Judgments
Based on the above we will contact all creditors on your behalf and enter into negotiations. Whether you require an informal and temporary arrangement or a solid agreement with creditors to clear your debts we will arrange it for you.
Our debt solutions include Debt Management, IVA's, and Scottish Trust Deeds (only in Scotland). By working with you we will identify which plan is most suitable for you and literally do everything for you to help set it up.
You will make one payment to us each month and in return we will issue you with a statement showing payments that are made to your creditors and what your new balance is with them.
All you need to do is get in touch and then maintain your monthly payments!
Pay one affordable monthly amount without borrowing more moneyWrite off the debt you can't afford to repayFreeze interest and late payment chargesStop threatening letters and phone callsOne point of contact for all unsecured debtsHow much money could you be entitled to?