Unfair Credit Agreements
Consumer Finance Claims will only accept cases which include Payment Protection Insurance (PPI).
As part of your PPI claim we will audit all documents relating to your account and notify you of any further discrepancies we identify.
As part of our audit process we will consider the following;
- Prescribed terms of the agreement
- Terms and Conditions
- Anything which constitutes and unfair relationship from the lender
Audits are carried out with the intention of preparing solid grounds for a claim which will lead to deeming the agreement, or part of it, fundamentally flawed and you the client not obliged to make any further payments. This may also lead to a cash refund, balance reduction or compensation issued as a result.
Each case is handled on its own merit and so it is hard to give any indication of our findings without first seeing the relevant documents.
If your agreement contains PPI then your claim will be accepted on a No Win-No Fee basis and our audit process will be included as part of this service.
To assist your claim you will need to send a £10 cheque made payable to your lender. This will allow us to issue a Subject Access Request and retrieve all information relating to your account.