Why Claim?

The Consumer Credit Act 1974 set some stringent guidelines stating how a credit agreement should be drawn up and what information it should contain. Revisions to the Act came into effect on April 6th 2007 allowing credit agreements to be challenged on a number of grounds.

As part of our audit process we look to identify breaches within the contents of your credit agreement and its related terms and conditions.

If your agreement is proven to be unfair, unenforceable or overall fundamentally flawed a successful claim against your lender can prevent you from being obliged to making any further payments. A successful claim may also lead to a cash refund, balance reduction or compensation issued as a result.